MORTGAGE LOAN OFFICER

Company: Victory Mortgage
Location: Dayton
Posted on: January 13, 2021

Job Description:

The Mortgage Loan Officer (MLO) proactively solicits new residential mortgage business and sells Victory Mortgage products to meet established loan quality and production goals. In this on-going sales role, the Mortgage Loan Officer continually identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer's network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer's regular participation in business-related development opportunities, community efforts to promote homeownership and professional organizations.The MLO responds to customer inquiries and referrals that are generated from their own contacts. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.JOB RESPONSIBILITIES:Develops and maintains successful relationships with business referral sources, existing and new.Prospects new mortgage lending opportunities.Meets with customers as necessary during various stages of the loan process both inside and outside of the office.Utilizes training materials, reference tools and other resources to provide accurate and up-to-date loan program/ policy information to external customers.Provides complete loan applications.Ensures exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers.Achieves production goals as established by managers.Oversees and ensures successful completion of all assigned Mortgage Loan Officer Training activities.New Business Development.Responsible for new business development through marketing, cold-calling, prospecting and networking activities.Participates in community efforts to promote homeownership.JOB QUALIFICATIONS:A minimum of two years Mortgage Loan Origination ExperienceNMLS License is required.Demonstrates excellent written and oral communication skills.Strong leadership skills, adaptability and customer service orientation.Excellent organizational skills.Bachelor's degree in Finance, Real Estate or equivalent is preferred.

Keywords: Victory Mortgage, Dayton , MORTGAGE LOAN OFFICER, Other , Dayton, Ohio